228 loan Options
228 loan Options
Blog Article
The Board or its appointed agent, prepares annually, for every MSA or metropolitan division (which include an MSA or metropolitan division that crosses a State boundary) plus the nonmetropolitan part of Each and every State, an combination disclosure assertion of noted little enterprise lending, little farm lending, community improvement lending, and community enhancement investments by all depository establishments matter to reporting beneath this part or 12 CFR portion 25 or 345.
Only a bank that is an affiliate of the Keeping company must consist of the next to the final sentence on the notices. A bank will have to contain the final sentence on the notices only if it is an affiliate of the holding enterprise that isn't prevented by statute from obtaining extra depository establishments.
The Board considers Group development loans and Neighborhood enhancement investments allotted pursuant to paragraph I.b of appendix B to this element.
(iii) An inventory demonstrating each census tract through which the lender claimed a little small business loan or a little farm loan;
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Pursuant to twelve U.S.C. 2906, the Board supplies conclusions derived below this component independently for metropolitan parts where a financial institution maintains a number of domestic branch places of work and with the nonmetropolitan place of a Point out if a bank maintains one or more domestic department offices in these types of nonmetropolitan location.
In advance of distributing a draft want to the Board for approval pursuant to paragraph (h) of this part, a lender have to:
The loans, investments, products and services, and products of the financial get more info institution's operations subsidiary has to be included in the financial institution's strategy, Unless of course the operations subsidiary is independently issue to CRA prerequisites.
It is usually recommended that you simply diligently overview the terms with the loan just before moving ahead. In the event you comply with the terms, you'll be directed to your web page that may inquire on your e-signature.
(ii) When the lender has designed its Original draft plan, formally solicit public comment on the Preliminary draft system for a minimum of sixty days by:
(A) A bank might specify once-a-year measurable targets for community progress loans, Group growth investments, or both of those. The bank have to foundation any annual measurable ambitions like a percentage or ratio of the financial institution's Neighborhood development loans and community improvement investments for all or sure different types of Local community enhancement explained in § 228.
검색, 뉴스, 쇼핑, 숏폼 등 다양한 서비스와 콘텐츠를 한 곳에서 만날 수 있는
This Call form is only for Internet site aid or Site ideas. For those who have queries or responses about a broadcast document be sure to Speak to the publishing agency.
A financial institution should retain a public file, in possibly paper or digital format, that features the following facts: